EPF Rules- Employees Provident Fund Rules on Withdrawal and Interest

epf interest rules

EPF Rules on Withdrawal & Interest Discover all the latest EPF rules and regulations. The EPFO administers provident fund under Ministry of Finance and Ministry of Labour. Being a retirement saving scheme, EPF norms are very important for employees. PF is also withdrawn before retirement for loan purpose or while changing job. Different EPF rules are set for PF withdrawal tax and interest rate. These rules depend on the number of years after which withdrawal is claimed. Other determinant factors are also discussed in this article. Against the popular notion of PF being tax exempted, it attracts tax under certain conditions. Know the rules before you claim for withdrawal of your PF. The post also details the revised interest rates on the provident fund. The EPF rules regarding interest and taxes are getting revised every year. It is possible to withdraw PF in advance. PF amount can also be used…


EPFO login: How to Login at EPFO Member Portal

EPFO Member Portal Login

How to Do EPFO Login Employees Provident Fund Organization is solely administering the PF accounts of all the members. The EPFO member portal has eliminated the hassle of visiting PF office for the employees. Now employees can get information related to their PF account from the EPFO website. EPFO login offers online facilities for employees. Likewise, EPFO has also launched Employer E-Sewa at the EPFO portal. This article discusses how EPFO login portal can help employees in different ways. Check out the facilities you can enjoy by creating a login at the EPFO portal. We have already published the detailed procedures of checking PF balance online. The post also gives you guidelines to use the UAN member portal. iepfbalance.in is connecting EPF members to the various online procedures pertaining to provident fund balance and NPS. Your first step towards availing the benefits of EPFO login portal is registration. Get yourself…


How to Check UAN Status Online?

uan status

UAN Status Online (Universal Account Number) If you are waiting for your EPF UAN number, this is a right place for you. We have already shared very useful posts for all employees and employers who are EPFO member. This article is particularly to check your UAN status. Employees will also get guidelines to activate their UAN number online. Check the UAN activation status and start enjoying a host of online facilities at EPFO portal. The universal account number is issued to every EPFO member or employee. If you do not know your UAN number, you should obtain it from your employer. They give a unique identity to all employees who are contributing to the provident funds. The number is valid for lifetime and gives you lots of facilities. Activate the UAN online to enjoy online facilities of EPFO. You can track PF status and EPF balance by SMS if your…


EPF Online Payment: Check Online Provident Fund Payments

EPF Online Payment

EPF Online Payment After posting several useful information for employees, we bring here a guide to EPF online payment for employers. Online EPF payment is mandatory for all companies regardless of the amount of the monthly contribution. No matter whether you are holding an account with SBI or any other bank. Our guidelines will help you to make online EPF payment through any bank. Learn how to pay EPF online through SBI, HDFC, BOB, BOI, Canara Bank and other leading banks. Online payment of EPF can be done from the Employer E-Sewa portal of the EPF official website. The mode of payment for online provident fund payment is internet banking. EPF contributions are to be paid before the 15th of the month. The grace period of 5 days is now eliminated. Hence, follow the useful procedure of online PF payment for your timely contributions to EPFO. You probably need to…


How to Link Aadhar Card with EPFO and UAN at www.epfindia.com

Link Aadhar Card with EPFO and UAN

Link Aadhar Card with EPFO and UAN Learn how to link aadhar card with EPFO and UAN. All the services by EPFO will be now using aadhar card as a platform. Aadhar card or PAN card are necessary to avail benefits under governmental PF and pension schemes. The linking of UID with other government offices is reaping lots of benefits. While it gives greater transparency to the authorities. It also reduces many hassles for the users too. It is now mandatory for all EPF members to link their aadhar with their bank accounts. The current scenario shows that all the EPF members will have to ultimately link their bank accounts with UAN too. We have shown here how to link aadhar with EPFO account and UAN. This will help you in receiving benefits under any scheme of EPFO. EPFO is providing payments directly to the bank accounts. Most of the…


Tax on PF Withdrawal: How to Calculate TDS on EPF Withdrawal

Tax on PF Withdrawal

Tax on PF Withdrawal Since employee provident fund is a retirement saving scheme, no tax or nominal tax is applicable on PF. The government had proposed to levy a tax on PF withdrawal and PF contributions. Recently in May 2016, the government had to roll back the decision to tax 100% PF withdrawal. Due to the strong backlash raised by salaried tax payers, the proposal to tax full PF withdrawal is now turned down. The government also withdrew the proposal to restrict the tax-free contribution by an employer up to Rs. 1.5 lakh per annul. We shared here major tax deduction and exemption rules on EPF withdrawal. Rules and regulations for tax on PF withdrawal are discussed in this post in details. Know when and at what rate your PF withdrawal is taxation. Check the latest rules for TDS on EPF and rules for PF withdrawal tax. Here we have…


Check PF Status: Know your Provident Fund (PF) Balance Status

PF Status

PF Status Online/Offline Checking PF status online or offline is simple procedure now. You can know your EPF balance status at EPFO portal. Now it is also possible to know your provident fund status by SMS and with a mobile app on your smartphones. Know your PF status with balance amount, transfers, and settlements. Visiting EPFO office is not the only way to know the status of your PF account. This post is written to help all employees for EPF status check. All different ways are discussed in details with links to the official EPFO website. We all know how important provident fund is for all employees. It is the major retirement saving scheme for salaried people. The employee provident fund scheme allows employees to save a fraction of their salary every month. The employer’s and government’s contributions are added to the amount. The main purpose of EPF scheme is…


National Pension Scheme: NPS Account at www.npscra.nsdl.co.in

National Pension Scheme

How to Open NPS Account using PAN Card The National Pension Scheme is designed by the government to ensure systematic retirement saving. The NPS ensures that a personlives with honour with financial independence. It is solely managed by the pension funds regulatory and development authority. In this post, you will know all necessary information to open an NPS account. This pension scheme is very low cost and tax-efficient. It offers a very flexible retirement saving account for any citizen. An employee as well an employer can contribute to the account. The benefit that is available at the time of termination depends on the contribution. The greater the contribution, the greater the investment and long term benefit. Subscription to NPS is entirely independent. You can invest in it regardless of your contributions to another provident fund. The account of a national pension scheme can be operated from anywhere in India. Before…